Initial Disclosure

Initial Disclosure

Who we are?

Monefi Limited T/A Monefi Car Finance

3 Archway

Birley Fields

Manchester

M155QJ


Who regulates us?

Monefi Car Finance is a trading style of Money Ltd, registered in England and Wales (12857853) and

is authorised by the Financial Conduct Authority (FCA) and is on the Financial Services Register

(938387). Our registered address is 3 Archway, Birley Fields, Manchester, M155QJ.

How we treat customers fairly?


Our business is fully committed to treating our customers fairly and ensuring our products and

services are suitable for their needs. Treating Customers Fairly (TCF) is a core part of our culture and

philosophy.


We are dedicated to acting our customer’s best interest and ensuring we achieve the right outcome

for them.


What services do we provide?

We are a credit broker, not a lender. We compare multiple lenders to help you find the best rate

available from our panel. We will work with you to identify your needs and provide you with the

available options to enable you to make an informed decision.


Will you have to pay for our services?

Our services are completely free to the customer. We receive a fixed fee commission per finance

agreement from the lender, or we receive a commission based on a percentage of the total amount of

finance taken. This will not affect the interest rate offered or the total amount repayable. The products

we offer you is not dependent on commission rates, but the most affordable and suitable option to

yourself.


Affordability

It is important you can afford the finance that is being offered to you. We will only offer you products

deemed affordable based on the financial information provided by yourself. Please consider all your

income, outgoings, and realistic disposable income before you enter into a finance agreement.


Consider any potential changes in finance that may occur in the lifetime of your agreement that may

affect affordability. If you are unsure about any aspect of the process do not hesitate to ask us

questions. You can also receive independent financial support from charities such as Stepchange

(www.stepchange.org) or Payplan (payplan.com) if you start to struggle to make your repayments


What to do if you have a complaint?

If you would like to make a complaint, you can contact us:

Call us:  01617685004


Opening Hours

Monday to Thursday: 9am – 7pm

Friday: 9am – 5pm

Saturday: 9am – 5pm

Email us: customerexperience@moneficarfinance.com


Write to us:  

If you’d like to write to us, please include:

Your name

Your address

Your reference 

What has happened


Please send your correspondence to:

Customer Experience Team

Monefi Car Finance

3 Archway

Birley Fields

Manchester

M155QJ

Who we are?

Monefi Limited T/A Monefi Car Finance

3 Archway

Birley Fields

Manchester

M155QJ


Who regulates us?

Monefi Car Finance is a trading style of Money Ltd, registered in England and Wales (12857853) and

is authorised by the Financial Conduct Authority (FCA) and is on the Financial Services Register

(938387). Our registered address is 3 Archway, Birley Fields, Manchester, M155QJ.

How we treat customers fairly?


Our business is fully committed to treating our customers fairly and ensuring our products and

services are suitable for their needs. Treating Customers Fairly (TCF) is a core part of our culture and

philosophy.


We are dedicated to acting our customer’s best interest and ensuring we achieve the right outcome

for them.


What services do we provide?

We are a credit broker, not a lender. We compare multiple lenders to help you find the best rate

available from our panel. We will work with you to identify your needs and provide you with the

available options to enable you to make an informed decision.


Will you have to pay for our services?

Our services are completely free to the customer. We receive a fixed fee commission per finance

agreement from the lender, or we receive a commission based on a percentage of the total amount of

finance taken. This will not affect the interest rate offered or the total amount repayable. The products

we offer you is not dependent on commission rates, but the most affordable and suitable option to

yourself.


Affordability

It is important you can afford the finance that is being offered to you. We will only offer you products

deemed affordable based on the financial information provided by yourself. Please consider all your

income, outgoings, and realistic disposable income before you enter into a finance agreement.


Consider any potential changes in finance that may occur in the lifetime of your agreement that may

affect affordability. If you are unsure about any aspect of the process do not hesitate to ask us

questions. You can also receive independent financial support from charities such as Stepchange

(www.stepchange.org) or Payplan (payplan.com) if you start to struggle to make your repayments


What to do if you have a complaint?

If you would like to make a complaint, you can contact us:

Call us:  01617685004


Opening Hours

Monday to Thursday: 9am – 7pm

Friday: 9am – 5pm

Saturday: 9am – 5pm

Email us: customerexperience@moneficarfinance.com


Write to us:  

If you’d like to write to us, please include:

Your name

Your address

Your reference 

What has happened


Please send your correspondence to:

Customer Experience Team

Monefi Car Finance

3 Archway

Birley Fields

Manchester

M155QJ

Sections

Finance Calculator

How it Works

FAQs

Opening Hours

Monday to Thursday: 9am - 7pm

Friday: 9am - 5pm

Saturday: 9am - 5pm

Monefi Car Finance is a trading name of Monefi Limited. Registered office: 3 Archway, Birley Fields, Manchester, M15 5QJ. Registered in England. (Registration Number 12857853).

Monefi Limited is authorised and regulated by the Financial Conduct Authority (Firm Reference Number: 938387). Monefi Limited is registered with the ICO (Registration Number ZA805725). VAT Registration No. 461393096

We are a credit broker, not a lender. Our aim is to assist you in securing the most favourable rate by comparing a variety of lenders from our panel. Our remuneration comes either as a fixed fee for each finance agreement arranged or as a commission calculated as a percentage of the total finance amount. Our remuneration will not affect the interest rate offered or the total amount repayable. Monefi’s service is completely free.

Finance is subject to status and is only available to UK residents aged 18 and over. Written quotations are available on request. 

This site uses cookies so that we can provide you with the best user experience. By continuing to use the site you are consenting for cookies to be used. Further information on cookies and how you can disable them is available on our cookie policy.

Sections

Finance Calculator

How it Works

FAQs

Opening Hours

Monday to Thursday:
9am - 7pm

Friday:
9am - 5pm

Saturday:
9am - 5pm

Monefi Car Finance is a trading name of Monefi Limited. Registered office: 3 Archway, Birley Fields, Manchester, M15 5QJ. Registered in England. (Registration Number 12857853).

Monefi Limited is authorised and regulated by the Financial Conduct Authority (Firm Reference Number: 938387). Monefi Limited is registered with the ICO (Registration Number ZA805725). VAT Registration No. 461393096

We are a credit broker, not a lender. Our aim is to assist you in securing the most favourable rate by comparing a variety of lenders from our panel. Our remuneration comes either as a fixed fee for each finance agreement arranged or as a commission calculated as a percentage of the total finance amount. Our remuneration will not affect the interest rate offered or the total amount repayable. Monefi’s service is completely free.

Finance is subject to status and is only available to UK residents aged 18 and over. Written quotations are available on request. 

This site uses cookies so that we can provide you with the best user experience. By continuing to use the site you are consenting for cookies to be used. Further information on cookies and how you can disable them is available on our cookie policy.

Sections

Finance Calculator

How it Works

FAQs

Opening Hours

Monday to Thursday: 9am - 7pm

Friday: 9am - 5pm

Saturday: 9am - 5pm

Monefi Car Finance is a trading name of Monefi Limited. Registered office: 3 Archway, Birley Fields, Manchester, M15 5QJ. Registered in England. (Registration Number 12857853).

Monefi Limited is authorised and regulated by the Financial Conduct Authority (Firm Reference Number: 938387). Monefi Limited is registered with the ICO (Registration Number ZA805725). VAT Registration No. 461393096

We are a credit broker, not a lender. Our aim is to assist you in securing the most favourable rate by comparing a variety of lenders from our panel. Our remuneration comes either as a fixed fee for each finance agreement arranged or as a commission calculated as a percentage of the total finance amount. Our remuneration will not affect the interest rate offered or the total amount repayable. Monefi’s service is completely free.

Finance is subject to status and is only available to UK residents aged 18 and over. Written quotations are available on request. 

This site uses cookies so that we can provide you with the best user experience. By continuing to use the site you are consenting for cookies to be used. Further information on cookies and how you can disable them is available on our cookie policy.