Initial Disclosure
Initial Disclosure
Who we are?
Monefi Limited T/A Monefi Car Finance
3 Archway
Birley Fields
Manchester
M155QJ
Who regulates us?
Monefi Car Finance is a trading style of Money Ltd, registered in England and Wales (12857853) and
is authorised by the Financial Conduct Authority (FCA) and is on the Financial Services Register
(938387). Our registered address is 3 Archway, Birley Fields, Manchester, M155QJ.
How we treat customers fairly?
Our business is fully committed to treating our customers fairly and ensuring our products and
services are suitable for their needs. Treating Customers Fairly (TCF) is a core part of our culture and
philosophy.
We are dedicated to acting our customer’s best interest and ensuring we achieve the right outcome
for them.
What services do we provide?
We are a credit broker, not a lender. We compare multiple lenders to help you find the best rate
available from our panel. We will work with you to identify your needs and provide you with the
available options to enable you to make an informed decision.
Will you have to pay for our services?
Our services are completely free to the customer. We receive a fixed fee commission per finance
agreement from the lender, or we receive a commission based on a percentage of the total amount of
finance taken. This will not affect the interest rate offered or the total amount repayable. The products
we offer you is not dependent on commission rates, but the most affordable and suitable option to
yourself.
Affordability
It is important you can afford the finance that is being offered to you. We will only offer you products
deemed affordable based on the financial information provided by yourself. Please consider all your
income, outgoings, and realistic disposable income before you enter into a finance agreement.
Consider any potential changes in finance that may occur in the lifetime of your agreement that may
affect affordability. If you are unsure about any aspect of the process do not hesitate to ask us
questions. You can also receive independent financial support from charities such as Stepchange
(www.stepchange.org) or Payplan (payplan.com) if you start to struggle to make your repayments
What to do if you have a complaint?
If you would like to make a complaint, you can contact us:
Call us: 01617685004
Opening Hours
Monday to Thursday: 9am – 7pm
Friday: 9am – 5pm
Saturday: 9am – 5pm
Email us: customerexperience@moneficarfinance.com
Write to us:
If you’d like to write to us, please include:
Your name
Your address
Your reference
What has happened
Please send your correspondence to:
Customer Experience Team
Monefi Car Finance
3 Archway
Birley Fields
Manchester
M155QJ
Who we are?
Monefi Limited T/A Monefi Car Finance
3 Archway
Birley Fields
Manchester
M155QJ
Who regulates us?
Monefi Car Finance is a trading style of Money Ltd, registered in England and Wales (12857853) and
is authorised by the Financial Conduct Authority (FCA) and is on the Financial Services Register
(938387). Our registered address is 3 Archway, Birley Fields, Manchester, M155QJ.
How we treat customers fairly?
Our business is fully committed to treating our customers fairly and ensuring our products and
services are suitable for their needs. Treating Customers Fairly (TCF) is a core part of our culture and
philosophy.
We are dedicated to acting our customer’s best interest and ensuring we achieve the right outcome
for them.
What services do we provide?
We are a credit broker, not a lender. We compare multiple lenders to help you find the best rate
available from our panel. We will work with you to identify your needs and provide you with the
available options to enable you to make an informed decision.
Will you have to pay for our services?
Our services are completely free to the customer. We receive a fixed fee commission per finance
agreement from the lender, or we receive a commission based on a percentage of the total amount of
finance taken. This will not affect the interest rate offered or the total amount repayable. The products
we offer you is not dependent on commission rates, but the most affordable and suitable option to
yourself.
Affordability
It is important you can afford the finance that is being offered to you. We will only offer you products
deemed affordable based on the financial information provided by yourself. Please consider all your
income, outgoings, and realistic disposable income before you enter into a finance agreement.
Consider any potential changes in finance that may occur in the lifetime of your agreement that may
affect affordability. If you are unsure about any aspect of the process do not hesitate to ask us
questions. You can also receive independent financial support from charities such as Stepchange
(www.stepchange.org) or Payplan (payplan.com) if you start to struggle to make your repayments
What to do if you have a complaint?
If you would like to make a complaint, you can contact us:
Call us: 01617685004
Opening Hours
Monday to Thursday: 9am – 7pm
Friday: 9am – 5pm
Saturday: 9am – 5pm
Email us: customerexperience@moneficarfinance.com
Write to us:
If you’d like to write to us, please include:
Your name
Your address
Your reference
What has happened
Please send your correspondence to:
Customer Experience Team
Monefi Car Finance
3 Archway
Birley Fields
Manchester
M155QJ
Sections
Finance Calculator
How it Works
FAQs
Opening Hours
Monday to Thursday: 9am - 7pm
Friday: 9am - 5pm
Saturday: 9am - 5pm
Monefi Car Finance is a trading name of Monefi Limited. Registered office: 3 Archway, Birley Fields, Manchester, M15 5QJ. Registered in England. (Registration Number 12857853).
Monefi Limited is authorised and regulated by the Financial Conduct Authority (Firm Reference Number: 938387). Monefi Limited is registered with the ICO (Registration Number ZA805725). VAT Registration No. 461393096
We are a credit broker, not a lender. Our aim is to assist you in securing the most favourable rate by comparing a variety of lenders from our panel. Our remuneration comes either as a fixed fee for each finance agreement arranged or as a commission calculated as a percentage of the total finance amount. Our remuneration will not affect the interest rate offered or the total amount repayable. Monefi’s service is completely free.
Finance is subject to status and is only available to UK residents aged 18 and over. Written quotations are available on request.
This site uses cookies so that we can provide you with the best user experience. By continuing to use the site you are consenting for cookies to be used. Further information on cookies and how you can disable them is available on our cookie policy.
Sections
Finance Calculator
How it Works
FAQs
Opening Hours
Monday to Thursday:
9am - 7pm
Friday:
9am - 5pm
Saturday:
9am - 5pm
Monefi Car Finance is a trading name of Monefi Limited. Registered office: 3 Archway, Birley Fields, Manchester, M15 5QJ. Registered in England. (Registration Number 12857853).
Monefi Limited is authorised and regulated by the Financial Conduct Authority (Firm Reference Number: 938387). Monefi Limited is registered with the ICO (Registration Number ZA805725). VAT Registration No. 461393096
We are a credit broker, not a lender. Our aim is to assist you in securing the most favourable rate by comparing a variety of lenders from our panel. Our remuneration comes either as a fixed fee for each finance agreement arranged or as a commission calculated as a percentage of the total finance amount. Our remuneration will not affect the interest rate offered or the total amount repayable. Monefi’s service is completely free.
Finance is subject to status and is only available to UK residents aged 18 and over. Written quotations are available on request.
This site uses cookies so that we can provide you with the best user experience. By continuing to use the site you are consenting for cookies to be used. Further information on cookies and how you can disable them is available on our cookie policy.
Sections
Finance Calculator
How it Works
FAQs
Opening Hours
Monday to Thursday: 9am - 7pm
Friday: 9am - 5pm
Saturday: 9am - 5pm
Monefi Car Finance is a trading name of Monefi Limited. Registered office: 3 Archway, Birley Fields, Manchester, M15 5QJ. Registered in England. (Registration Number 12857853).
Monefi Limited is authorised and regulated by the Financial Conduct Authority (Firm Reference Number: 938387). Monefi Limited is registered with the ICO (Registration Number ZA805725). VAT Registration No. 461393096
We are a credit broker, not a lender. Our aim is to assist you in securing the most favourable rate by comparing a variety of lenders from our panel. Our remuneration comes either as a fixed fee for each finance agreement arranged or as a commission calculated as a percentage of the total finance amount. Our remuneration will not affect the interest rate offered or the total amount repayable. Monefi’s service is completely free.
Finance is subject to status and is only available to UK residents aged 18 and over. Written quotations are available on request.
This site uses cookies so that we can provide you with the best user experience. By continuing to use the site you are consenting for cookies to be used. Further information on cookies and how you can disable them is available on our cookie policy.