Please note that this information relates to the use of our website. By making use of our website, you agree to these terms and conditions.

By submitting your information to us via this website you agree that we, may electronically process

your data to enable us to provide our services to you and that we may contact you about future

services which may be of interest to you. We will not sell or share your data with any third party.

Should you not wish to receive information from us about other services you can ask us not to send

such information by emailing us and inserting the words ‘Opt-out’ in the subject title. You confirm

that the information which you are submitting is genuine and is in no way related to any act of fraud

or fictitious event or circumstance.

For the purposes of tracking our advertising and marketing we use cookies on this website. No other

information provided by this is shared with any third party. Please read these terms and conditions

carefully, especially if you are using the website for the first time. By accessing the website, you are

considered to have accepted these terms, even if they have changed since you last used the website.

If you are not prepared to these terms and conditions, you must stop using the website immediately.

1. General

1.1 Who We are

Monefi Limited T/A Monefi Car Finance are incorporated in England and Wales under registration

number 12857853. Registered Offices: 3 Archway, Birley Fields, Manchester, M155QJ.

Our main contact number is 01617685004. 

Who Regulates Us

The Financial Conduct Authority (FCA) is an independent regulator that regulates financial services. 

Our FCA firm reference number is 938387 and you can check our status and permissions at

https://register.fca.org.uk/ or by contacting the FCA on 0800 111 6768.

We are authorised by the FCA in the following activities: - 

 Advising on investments (except on Pension Transfers and Pension Opt Outs)

 Arranging (bringing about) deals in investments

 Making arrangements with a view to transactions in investments

 Mortgages and home finance

 Advising on regulated mortgage contracts

 Arranging (bringing about) regulated mortgage contracts

 Making arrangements with a view to regulated mortgage contracts

 Consumer credit

 Credit Broking

We treat all information as private and confidential, and in strict accordance with the General Data

Protection Regulations (GDPR). We take our obligations under GDPR seriously and protect the data

we obtain from you.  You can view details in our Privacy Policy. Privacy Policy – Monefi Car Finance

We are registered with the Information Commissioner under reference number ZA805725.

1.1.1 Definitions

“We” refers to Monefi Limited T/A Monefi Car Finance. Registered in England and Wales with

registered number 12857853. Registered Offices: 3 Archway, Birley Fields, Manchester, M155QJ.

“Us” and “our” shall be construed accordingly.

“Our domain name(s)” refers to the Monefi Car Finance domain name. “This domain name” shall be

construed accordingly.

“Monefi Car Finance Website(s)” refers to all websites, FTP sites and email addresses associated with

our domain name(s). “This website(s)”, “the website(s) “, “our website(s)”, “our FTP site(s)”, “our

email addresses”, “our networks”, “our systems”, “our servers” and “our computers” shall all be

construed accordingly.

“These terms” refer to the terms and conditions set out on this page of the Monefi Car Finance

website.

“You” refers to any individual or organisation that accesses our website(s) or sends us email and

“your” shall be construed accordingly.

1.2 Scope

1.2.1 We have registered the Monefi Car Finance domain name for our exclusive use. Any use of

these domain names by any other party or parties is not permitted.

1.2.2 These terms apply to the Monefi Car Finance Website (see clause 1.1).

1.2.3 Nothing in these terms shall create a partnership, joint venture or the relationship of principal

and agent or employer and employee between you and us. We are under no obligation to provide

you with employment or with any particular product or service.

1.3 Acceptance

1.3.1 By accessing our website(s) or sending us email, you are considered to have accepted these

terms, even if they have changed since you last accessed the website(s).

1.3.2 We may revise these terms at any time by updating this page of the website. You are advised

to review these terms regularly to check whether you are still prepared to be bound by them.

1.3.3 If you do not wish to be bound by these terms, then you must stop using our websites and

sending us email immediately.

1.4 Compliance

1.4.1 At our absolute discretion, we shall decide whether or not you have complied with these

terms.

1.4.2 If we decide that you are in breach of these terms, we may suspend your access to all or part of

our website(s) without warning or any entitlement to compensation on your part and with no

obligation for us to provide you with an explanation.

1.4.3 If we decide that you are in breach these terms and we choose to ignore it on that occasion, it

does not imply any loss or suspension of our entitlements under these terms. We may still use our

rights under these terms at a later date or in any other situation where we determine that you are in

breach of them.

1.5 Transfer of Rights

1.5.1 You may not transfer any of your rights under these terms to any other person or organisation.

1.5.2 We may transfer our rights under these terms to another organisation provided that we

believe in good faith that your rights under these terms will not be affected by such as transfer.

2. Our Provision of the Websites

2.1 Purpose of the Websites

2.1.1 We provide the websites for the purposes of assisting you with your regulatory compliance and

business matters. They are not intended for any other purpose.

2.1.2 We cannot guarantee that the websites will meet your requirements.

2.2 Changes to the Websites

2.2.1 We reserve the right to change the content or functionality of the websites at any time,

without notice and with no obligation to provide an explanation.

2.2.2 We reserve the right to make all or any part of the websites temporarily or permanently

unavailable, at any time, without notice and with no obligation to provide an explanation.

2.3 Disclaimer

2.3.1 Whilst we will endeavour to make reasonable efforts to ensure that the quality and content of

the websites is of a high standard, we cannot guarantee that the service will be permanently

available, uninterrupted or error free, or that any errors will be corrected, or that content will be

kept up to date or that they always be free of computer viruses or other harmful devices.

2.3.2 Any advice given on the websites is for educational and informational purposes only.

Professional advice should be sought before applying any such advice to particular circumstances.

3. Intellectual Property Rights

3.1 General Copyright

3.1.1 The logos, graphics, images, content, HTML and JavaScript source code and general “look and

feel” of the websites are protected by international copyright and trademark laws. All such rights are

reserved.

3.1.2 The Monefi Car Finance logo should not be used without our written permission.

3.1.3 Except where explicitly permitted under clause 3.2, the printing or copying of the websites or

any part thereof for any purpose is not allowed without our written permission.

3.2 Exceptions

3.2.1 The printing or copying of small extracts of the websites is permitted, provided that this is

done strictly for private, non-commercial use, and that such extracts are not modified, that any

graphics are not used separately from the accompanying text and that any copyright and trademark

notices are left intact.

4. Your Use of the Websites

4.1 Prohibited Usage of the Websites

4.1.1 You must not use the websites to gain or attempt to gain unauthorised access to any of our

computers, servers, systems or networks, whether through hacking, password mining or by any

other means.

4.1.2 You must not attempt to gain access to any secured areas of the websites or use the websites

in any way which compromise their security.

4.1.3 You must not use the websites to obtain (or attempt to obtain) any materials or information

through any means not intentionally made available by us through the websites.

4.1.4 You must not use the websites in any way that may impair their performance, corrupt their

content or otherwise reduce their overall functionality.

4.1.5 You must not use the websites in any way that is unlawful in the United Kingdom, or in the

country from which you access the websites.

4.1.6 You must not use the websites in any way that may interfere with another person’s legitimate

use or enjoyment of them.

4.2 Our Liability for Your Use of the Websites

4.2.1 If you choose to access our websites you do so at your own risk. We cannot accept any

responsibility for any losses you may incur as a consequence of your use of the websites.

4.2.2 Some of the services offered through our websites may not be lawful or may otherwise not be

permitted outside the United Kingdom. If you attempt to order, receive, purchase or otherwise

benefit from any such services, we do not accept any liability for any losses suffered by you in using

our websites which you would not have suffered had you been accessing our websites in the United

Kingdom.

4.2.3 If you send any information to us via email or one of our websites, we cannot accept any

responsibility for any consequential losses you may incur.

4.3 Your Responsibilities for Your Use of the Websites

4.3.1 You agree to keep us fully indemnified against all costs, expenses, claims, losses, liabilities or

proceedings arising from use or misuse by you of the websites.

4.3.2 You must notify us immediately if anyone makes or threatens to make any claim against you

relating to your use of the websites.

5. Submission of Information by You

5.1 We reserve the right to treat any non-personal information you send us as non-confidential and

non-proprietary.

5.2 Any personal information which you send us shall be treated in accordance with our privacy

policy.

5.3 You must not send us any personal information about anyone except yourself without their

permission.

5.4 You must not send us anything which is in breach of confidence or in breach of privacy unless

you have permission from the owner to send it to us.

5.5 You must not send us anything which may prove technically harmful to any of our computer

systems, including (but not limited to) computer viruses, worms, Trojan Horses, spyware, adware,

logic bonds, corrupted data, or any other malicious software or harmful devices.

5.6 You must not send us any unsolicited e-mail, whether commercial or non-commercial.

5.7 You must not send us anything which encourages the commission of a criminal offence in any

country.

5.8 You must not send anything which could be construed a reasonable person as:

libellous, defamatory, scandalous or inflammatory;

liable to incite racial, ethnic, religious or homophobic hatred;

threatening, harassing, abusive, menacing or hateful;

otherwise liable to cause offence, annoyance or inconvenience.

6. External Websites

6.1 Certain links at our websites lead to servers and websites maintained by third parties not

connected with us. We are not responsible for the content of these external websites, or for any

losses you may occur as a consequence of using them.

7. Complaints

We aim at all time to provide a high standard of service to you.  From time to time however things

can go wrong.  Where this happens, we aim to resolve any complaint or dispute as soon as possible

and in line with our complaints procedure. Complaints Policy – Monefi Car Finance

8.  Financial Services Compensation Scheme (FSCS)

If we are unable to meet our obligations, you may be entitled to compensation from the FSCS. 

Further information is available from the FSCS helpline on 0800 678 1100 or 020 7741 4100 and

www.fscs.org.uk. The FSCS is the UK’s statutory fund of last resort for customers of authorised

financial services firms.  Compensation is usually payable if an authorised firm is unable or unlikely to

pay claims usually because it has ceased trading or become insolvent.

9. Applicable Law

9.1 Nothing in these terms and conditions and shall be construed so as to exclude or limit our

liability for death or personal injury as a result of the negligence of our employees or agents.

9.2 These terms and conditions are governed by the laws of England and Wales. Any disputes arising

over these terms must be settled in the United Kingdom courts.

9.3 If any provision of these terms and conditions is held to be invalid or unenforceable by a court of

competent jurisdiction, such provision shall be struck out and the remaining provisions shall remain

in force.